JEMCreditCards.com

As the owner and editor of a credit card website, I get quite a few emails asking questions about different factors of credit cards. With that said, here are a few questions that I happen across quite a bit and the best answers that I can give to them: Question: Are balance transfer credit cards [...]

Being the owner, founder and editor of a credit card based website, I get quite a bit of emails. Most of the emails are asking questions about what certain credit card offers may do for their financial situations. One of the most common topics in these emails is balance transfer credit cards. Many consumers are [...]

Credit cards are such an important piece of consumer financial stability. They provide the convenience at the register and confidence in slow seasons. Unfortunately, slow seasons last a little longer than expected some times. Many consumers find themselves trapped in a position where they feel as though their credit card debt is simply becoming too [...]

It is no secret that credit cards are a very important piece of financial stability to the average American consumer. With that said, it is quite surprising to me that there are not too many tutorials out there to help people with the process of comparing credit card offers. Below, you will find the key [...]

Unfortunately, credit card debt is huge in the United States. These days we live in a world where it is pretty hard to get by without having a credit card. However, once we have credit cards, during hard situations we find ourselves in positions that we would rather not be in. Many consumers have found [...]

If you have been online comparing credit cards recently, I’m sure that you have come across a few different specialty credit card offers. However, one type of credit card that seems to be catching the eyes of many consumers is balance transfer credit cards. Balance transfer credit cards are the result of overwhelming competition in [...]

Credit cards these days have quite a few uses to them. They are not just small pieces of plastic that can only be used for purchases anymore. As a matter of fact, due to the overwhelming competition in the credit card industry there are now specialized credit card products designed for many different uses. Balance [...]

OK, it’s December 21st 2011 today and it’s been a great day. I like many people just finished my final holiday shopping. I got the family and friends a few gifts, the Christmas tree, the food for the party and everything else to make this Christmas to come one to remember. Another thing that I [...]

OK, so, judging by the title, I’m sure that you can tell what I am going to talk about here. However, for those of you who don’t follow my articles, I like to explain them before I write the whole thing. So, with that said, I have come across quite a few articles about making [...]

Throughout the past 6 months, if you have watched television often, chances are that you have heard about the Chase Freedom credit card line. As a matter of fact, I have seen tons of commercials that outline a few perks associated with the Chase Freedom credit card line. However, sometimes, it is hard to tell [...]

Credit card interest rates are the means of which credit card issuers make their money. This is no secret. What if there was a way to reduce your credit card interest without harming your credit or closing accounts? Well, today there is! Many consumers these days are now using balance transfer credit cards to reduce [...]

Credit cards are an important piece of the financial stability puzzle in the United States. As a matter of fact, chances are that as you read this article, you already have one or two credit cards in your pocket. These days, because of the overwhelming competition in the credit card industry, there are more offers [...]

Holiday debt isn’t new to most Americans. Every year when the holiday season rolls around many American pull out their credit cards and start buying gifts for their brother their sister, mom, dad and next door neighbor. Unfortunately, most of the time, while swiping their card, most consumers don’t think about the payments that they [...]

I’m going to start this one by saying if you live in the United States and haven’t heard of Chase Credit Cards, chances are you live under a rock and you are not reading this article anyway. However, with so many credit card issuers just begging for your business, what makes Chase Cards so special? [...]

Balance transfer credit cards are a great addition to the credit card industry. These specialty accounts allow consumers to transfer credit card debt from high interest rate credit cards to a new low interest rate balance transfer account. With that said, many consumers are looking into the advantages of balance transfer credit cards. However, with [...]

Through all of my articles, I make a conscious effort to teach you, the reader something that will help you to achieve financial success. Today, we will be talking about balance transfer credit cards. Before I delve into how to compare balance transfer credit cards, I want to talk a little bit about what balance [...]

Many people think that it is simple to obtain a rewards credit cards and that every person will qualify for one. Unfortunately, this is not the case. Reward creditcards are geared toward people with good to excellent credit scores. The reason for this is that rewards cost the lender money so, they make sure only [...]

With the downfall of the economy, many consumers are looking for ways to line their pockets with extra cash. A great deal of these consumers are applying for credit cards and using them for cash transactions without knowing the dangers of doing so. There are a few things that consumers should think about before taking [...]

Discover credit cards have been known as the underdogs in the credit card market for some time. Well, this is not the case any more. With new credit card offers including competitive low interest rates, balance transfers, cash back, sky miles, and many other reward redemption offers, Discover is making a sprint to the top [...]

As stated in a good amount of my previous articles, Discover credit cards have really been the underdog in the credit card industry. However, lately Discover has really picked up the pace. One of the ways they are undermining the competition is by offering great balance transfer credit card offers. There are a great amount [...]