JEMCreditCards.com

Are you one of the millions of people that will get a new credit card this year? If so, I’ve got some great news for you! Due to the overwhelming amount of competition in the credit card industry, you now have some great offers to choose from. Looking for ways to make their offers stand [...]

Ahhh college. It is one of the most enjoyable times that consumers will ever spend. However, the day you go to college also marks the day that most consumers become financially independent. When this happens, chances are, you will be surprised at the amount of thought that you put into getting a credit card. If [...]

If you are like me, then you work hard 50 weeks out of the year. However 2 weeks out of the year, you make it a point to enjoy an annual vacation! These days however, the economic recession that we recently went through has many consumers in a position that they simply are having a [...]

Are you one of the hundreds of thousands of people that are looking for a new credit card? Although, credit cards are extremely important financial tools to many consumers throughout the United States, the unfortunate reality is that when searching for a new credit card, many people simply don’t know what they are looking for! [...]

It comes as no surprise that getting a loan these days is much different from getting a loan a hundred years ago. Back then, a firm handshake and a smile was about enough to solidify a great loan. However, unfortunate circumstances lead to non payment and because the banks started to lose quite a bit [...]

It should come as no surprise that the cost of a plane ticket continues to rise. When it comes down to it, although jets run on jet fuel, oil prices effect the cost of jet fuel raising the cost of airfare to consumers like you. However, wouldn’t it be great if the flight to your [...]

Are you one of those people that is sick and tired of paying high credit card interest rates? Don’t worry, you are not alone. Unfortunately, many consumers have high credit card interest rates even though, they have paid their credit card bills on time every time and, even sent more than the minimum payment each [...]

It is no secret that credit cards are a very important financial tool to many. This is why it comes as a surprise to me that the proper use of credit cards is not a class that is taught in school. Because improper use of credit cards is one of the leading causes of financial [...]

Often times, consumers find themselves opening a credit card bill only to find something they don’t agree with. Although they do agree with the balance, they spent it and intend to pay it back, many people simply don’t agree with the interest rate that they are paying. Are you one of the many people that [...]

Are you one of the many people across the United States that likes to travel often? Would you like to save money on airfare? Well, you are not alone! Most consumers who travel often wish that they could reduce their traveling expenses. But, what if I told you that you could? It is no secret [...]

Are you one of the thousands of consumers that went to your mailbox today, got a credit card bill in the mail and felt you didn’t deserve the interest rate that you found you are paying? Have you paid more than your minimum payment on time, every time? Do you feel like your credit card [...]

Ahhh college…When a young adult makes their way to college, it is one of the first actions that signifies adulthood. This highly enjoyable time set’s a landmark for most consumers financially as well. This is the point in which most consumers in the United States become financially independent. With that said, many college students these [...]

Unfortunately, many consumers find themselves reading their credit card statements only to find that they are paying an interest rate that they don’t necessarily agree with. Because interest rates are the primary source of fees on credit cards, these consumers want nothing more than to reduce their rates! However, not having financial hardships, a lot [...]

Years ago, getting a loan was a very simple process. All you had to do was walk into a bank with a smile and a firm handshake and you would most likely qualify. However, today, getting a loan requires much more. It requires that consumers sign documentation, have proof of income and most of all [...]

Do You Feel As Though You Should Be Paying Lower Interest Rates? Well, it is no secret that lenders don’t make proactive phone calls to let you know that they are reducing the interest rate on your credit card. But, does this mean that you are stuck paying the high interest rate that you have? [...]

So, do you have debt? Are you trying to get rid of it? Chances are the answer is yes however, when you did your research it seemed as though the only things out there were third party debt consolidation and debt settlement. Both of which have a negative affect on your credit score. Knowing that [...]

Now, I am sure that you have at least one credit card that you use on a regular basis. These days just about everyone does. However, what if I told you that your credit cards aren’t only financial tools? What if I told you that your credit card could be your ticket to a free [...]

Ahhh, the joy of college. Finally, you get to leave the nest. No rules to follow, come in at any time of the night, that’s right, it’s time to answer to you and only you! But wait, having these great privileges means great responsibility right? Of course it does. College also means for most students [...]

Balance transfer credit cards are a rising trend amongst many American consumers. These credit cards offer consumers the ability to transfer balances from high interest rate credit card accounts to new low interest rate credit cards. If used properly balance transfer credit cards are a great venue for consumers to save a great deal of [...]

Credit cards are very important keys to the financial stability of consumers in the United States. Therefore, when you go to get a new credit card, it is important to compare offers the right way to ensure that you get the best card for you. There are many different types of credit cards out there. [...]