JEMCreditCards.com

Credit Scores, Credit Scores, Credit Scores Ohh My! Ahhh credit scores, these days, if you have a good credit score, you can pretty much get anything you want on credit. Adversely, if you have a bad credit score, coming across a bank that will want to loan you money for things like a house, cars, [...]

Ahhh, the joy of college. Finally, you get to leave the nest. No rules to follow, come in at any time of the night, that’s right, it’s time to answer to you and only you! But wait, having these great privileges means great responsibility right? Of course it does. College also means for most students [...]

As the owner and editor of a credit card website, I get quite a few emails asking questions about different factors of credit cards. With that said, here are a few questions that I happen across quite a bit and the best answers that I can give to them: Question: Are balance transfer credit cards [...]

Every once in a while, we hear someone speak of a time when credit was a hand shake. However, these days, there have been detailed tracking systems and algorithms put into place to judge consumer credibility. Today, everyone has a credit score like it or not. Having a high credit score means that you will [...]

If you have lived in the United States for over a year, you probably know what a credit card is. They are small pieces of plastic that contain information to attach you to the lending account. Consumers can use credit cards for just about anything they would ever need cash for. However, what many new [...]

These days, credit cards are so important to the financial stability of the average consumer. It actually frustrates me that there aren’t more options out there for people to learn how to properly use credit cards. If you have read my articles, you may have heard me say that proper use of credit cards can [...]

Looking to the past, it used to be a world where all you had to do to borrow money was have a firm hand shake and an honest voice. Unfortunately, to many untrustworthy borrowers have forced us into a world of checks and balances. These days, credit scores are now the new handshake and honest [...]

Credit cards are important, I think we have all established that. The neat thing about credit cards is that as your lending history improves, more and more better offers become available to you. With that said, I have designed a series of steps for searching for the best credit card for you. No matter where [...]

In past American civilization, credit was not a big issue. There are actually records of major business contracts and loans without a signature, a simple firm handshake was enough to close any loan. Through the last forty years, credit has become more and more important to the average American. These days, a firm handshake just [...]

Years ago, people could purchase many things on credit. However, unlike the way we go about obtaining credit was a bit different. Instead of having to sign a document saying that you will pay back any debt owed, all card holders would need to do is simply have a firm handshake. Obviously that did not [...]