JEMCreditCards.com

It is an understatement to say that credit cards are overwhelmingly popular amongst consumers these days. The truth is, if you don’t already have one of these special pieces of plastic, chances are, you want one! However, it’s all too often that someone tells me, “Josh, I wish I would have known I had that [...]

These days, your credit score is more important than it’s ever been before! If you’d ever like to buy a home on a mortgage, get an auto loan or even enjoy the perks and benefits associated with rewards credit cards, you are going to need a good credit score. Now, I’ve done my share of [...]

The recent financial recession has forced quite a few people to use their credit cards for things that they generally wouldn’t. Unfortunately, this has lead to overwhelming credit card debt and in some cases financial hardship. The good news however is that many lenders understand financial hardship and don’t put blame on consumers. As a [...]

It comes as no surprise that getting a loan these days is much different from getting a loan a hundred years ago. Back then, a firm handshake and a smile was about enough to solidify a great loan. However, unfortunate circumstances lead to non payment and because the banks started to lose quite a bit [...]

It is no secret that credit cards are a very important financial tool to many. This is why it comes as a surprise to me that the proper use of credit cards is not a class that is taught in school. Because improper use of credit cards is one of the leading causes of financial [...]