JEMCreditCards.com

These days, your credit score is more important than it’s ever been before! If you’d ever like to buy a home on a mortgage, get an auto loan or even enjoy the perks and benefits associated with rewards credit cards, you are going to need a good credit score. Now, I’ve done my share of [...]

It comes as no surprise that getting a loan these days is much different from getting a loan a hundred years ago. Back then, a firm handshake and a smile was about enough to solidify a great loan. However, unfortunate circumstances lead to non payment and because the banks started to lose quite a bit [...]

It is no secret that credit cards are a very important financial tool to many. This is why it comes as a surprise to me that the proper use of credit cards is not a class that is taught in school. Because improper use of credit cards is one of the leading causes of financial [...]

Years ago, getting a loan was a very simple process. All you had to do was walk into a bank with a smile and a firm handshake and you would most likely qualify. However, today, getting a loan requires much more. It requires that consumers sign documentation, have proof of income and most of all [...]

Credit Scores, Credit Scores, Credit Scores Ohh My! Ahhh credit scores, these days, if you have a good credit score, you can pretty much get anything you want on credit. Adversely, if you have a bad credit score, coming across a bank that will want to loan you money for things like a house, cars, [...]