Discover Card Offers Balance Transfer Cards That Are Hard To Turn Down!
Credit cards these days have quite a few uses to them. They are not just small pieces of plastic that can only be used for purchases anymore. As a matter of fact, due to the overwhelming competition in the credit card industry there are now specialized credit card products designed for many different uses. Balance transfer credit cards are one of these specialty accounts. They allow consumers to use them to pay off other high interest rate credit cards. The big perk associated with balance transfers is usually the promotional interest rate associated with the card. Many balance transfer credit cards offer 0% for anywhere from 6 to 12 months these days. However, as the owner, founder and editor of JEMCreditCards.com, I have found that Discover balance transfer credit card offers are becoming harder and harder to turn down.
Discover Card Promotional Interest Rates
The first thing that consumers tend to look at when it comes to balance transfer credit cards is the promotional interest rate that the new account offers. Generally, balance transfer credit cards will offer 0% promotional interest rates for anywhere from 6 to 12 months. However, when it comes to Discover cards, balance transfer 0% interest rates can last as long as 18 months! Of course this all depends on the card you choose but, you will be hard pressed to find a Discover balance transfer offer that doesn’t have a promotional interest rate for 12 months or longer!
Now, I can brag about Discover Card promotional interest rates all I want. But, if you don’t know how to use them, chances are this means nothing to you. So, I want to explain your promotional interest rate and what it does for you. 0% means 0%. This means that you will not pay interest for the promotional period. This time period without interest can potentially save you thousands of dollars by transferring debt from high interest credit card accounts. If you don’t have debt to transfer, this will still provide savings through not being charged interest on your purchases for the promotional period!
Discover Card Rewards
Rewards with balance transfer credit cards. Well, this is more a Discover thing. Generally, balance transfer credit cards are specialty credit cards that don’t offer the option to earn rewards points. However, Discover Cards are a bit different. With just about any of the many Discover Card offers, you are sure to enjoy a rewards program. This is including Discover balance transfer offers. The rewards with most Discover balance transfer offers will generally range around cash back however, with some Discover balance transfer offers, you can find travel rewards, gas rewards and more!
Discover Card Customer Service
If you live in the US and watch T.V. at all, chances are you have seen one of the Discover Card Peggy commercials. It is hard to miss these humorous spoofs about credit card customer service. Although, I will admit, these commercials are pretty funny, Discover is laying out a real problem that is not a laughing matter. Unfortunately, many consumers feel exactly like “Peggy’s Victims” every day. However, when working with Discover, you are just about guaranteed not to feel this way! Discover is ranked #1 in customer loyalty and satisfaction!
A List Of Discover Balance Transfer Card Offers