Discover More Card – 18 Month Promotional Balance Transfer Review
Are you in the market for a new credit card? Looking for one that offers great balance transfers? Have you looked into the Discover More Card? This new credit card is attracting the attention of a huge percentage of those who have applied for balance transfer credit cards in the last six months. But, what is it about the Discover More Card – 18 Month Promotional Balance Transfer offer that has so many people applying? Is it the rates, promotional offers, rewards, issuing lender…what is it? Well, I’ve got all of your answers. For this, “ReviewDay Tuesday”, I will be going over the ins and outs of the Discover More Card – 18 Month Promotional Balance Transfer offer.
Discover More Card – 18 Month Promotional Balance Transfer Offer Review
The Issuing Lender: The first factor that I like to talk about when doing reviews is the issuing lender. The reality is, when you open a new credit card account whether it be a balance transfer credit card or not, you aren’t just opening a financial account, you are starting a financial relationship with a lender. You are trusting that the lender you choose will be there when you need them, that they will provide realistic responses to realistic issues that you may have with your account. When starting such an important relationship, it’s important that you choose the best lender to start the relationship with. When it comes to the Discover More Card, I’m sure you know the lender pretty well. As a matter of fact, they are ranked #1 in the U.S. for customer loyalty! Therefore, if you are interested in the Discover More Card – 18 Month Promotional Balance Transfer offer, you can rest assured you are choosing a great lender to work with.
The Interest Rates: The next factor that I will cover today is the interest rates that you will pay should you choose to apply and be approved for the Discover More Card – 18 Month Promotional Balance Transfer offer. Starting with the promotional interest rate, this credit card offers one of the longest lasting promotional balance transfer interest rates on the market. It comes with a 0% promotional balance transfer interest rate that will last for 18 months! Also, it comes with a 0% promotional interest rate on purchases for 6 months! When it comes to the standard interest rate, the Discover More Card – 18 Month Promotional Balance Transfer offer provides consumers with a competitive 10.99% to 20.99% depending on your credit history. When it comes down to it, the Discover More Card – 18 Month Promotional Balance Transfer offer comes with some of the most competitive interest rates on the market!
The Fees: Another factor that I think it’s important that I cover in these reviews is the fees that you may find yourself paying when you use your new credit card. When it comes down to it, each credit card will have it’s own unique set of fees. The two most important of these fees when it comes to balance transfer credit cards are the annual fee and the balance transfer fee. However, when it comes to the Discover More Card – 18 Month Promotional Balance Transfer offer, you don’t have to worry about the annual fee because it is $0! This leaves us with only 1 major fee to look at, the balance transfer fee. On this card, it is 3% of the total amount of the transfer which, is on the low side of the average 3% to 5% of the total transfer. This 3% transfer fee will well be absorbed in the savings that you will receive as a result of the 0% promotional interest rate! Overall, the Discover More Card – 18 Month Promotional Balance Transfer offer provides an incredibly competitive fee structure!
The Rewards: Finally, you may want to know a bit about the rewards. Although, the Discover More Card – 18 Month Promotional Balance Transfer offer is a balance transfer offer, Discover decided not to stop there. This card also comes with a great rewards program! The Discover More Card – 18 Month Promotional Balance Transfer offer is also a cash back credit card that gives you the opportunity to earn up to 5% cash back. Also, cash isn’t the only redemption offer, as a matter of fact, you can choose from several offers by simply calling the Discover credit card rewards redemption hotline. Finally, there are no rewards redemption fees making it easier for you to enjoy the rewards that you’ve earned!
With all factors covered, I’m sure you can see why I have decided to give the Discover More Card – 18 Month Promotional Balance Transfer offer a perfect 5 out of 5 score! By providing great rates, fees and rewards, Discover has proven with this credit card that they are one of the best issuing lenders in the credit card industry! To apply for the Discover More Card – 18 Month Promotional Balance Transfer offer, simply click the apply button below!