JEMCreditCards.com

These days, your credit score is more important than it’s ever been before! If you’d ever like to buy a home on a mortgage, get an auto loan or even enjoy the perks and benefits associated with rewards credit cards, you are going to need a good credit score. Now, I’ve done my share of [...]

Every once in a while, we hear someone speak of a time when credit was a hand shake. However, these days, there have been detailed tracking systems and algorithms put into place to judge consumer credibility. Today, everyone has a credit score like it or not. Having a high credit score means that you will [...]

Looking to the past, it used to be a world where all you had to do to borrow money was have a firm hand shake and an honest voice. Unfortunately, to many untrustworthy borrowers have forced us into a world of checks and balances. These days, credit scores are now the new handshake and honest [...]

Years ago, people could purchase many things on credit. However, unlike the way we go about obtaining credit was a bit different. Instead of having to sign a document saying that you will pay back any debt owed, all card holders would need to do is simply have a firm handshake. Obviously that did not [...]

As adults in the United States, we are very conscious of our credit, or at least we should be! Your credit score is a number that follows you around no matter where you go or what you do. This number tells the banks how credible you are when it comes to borrowing money. It tells [...]