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It comes as no surprise that getting a loan these days is much different from getting a loan a hundred years ago. Back then, a firm handshake and a smile was about enough to solidify a great loan. However, unfortunate circumstances lead to non payment and because the banks started to lose quite a bit [...]

Years ago, getting a loan was a very simple process. All you had to do was walk into a bank with a smile and a firm handshake and you would most likely qualify. However, today, getting a loan requires much more. It requires that consumers sign documentation, have proof of income and most of all [...]